MBA Card Crossover Grading Submission

Note: All submissions are shipped out once our card quota is reached. Quota amounts are subject to change, which may result in longer-than-usual turnaround times.

Turnaround times are only estimates. They do not include the Company's handling time or insured shipping durations. The countdown begins only once the submission is received and logged by MBA.

Grading rates, submission requirements, and turnaround times are subject to change without advance notice.

Optimize the value and authenticity of your trading cards with MBA Grading.

Founded by Mike Baker, the first employee and former Director of Grading at PSA, MBA delivers trusted authentication with a strong emphasis on transparency, accountability, and collector value. Every card is carefully authenticated and evaluated, with MBA's exclusive Heat Map providing detailed insights into the key condition factors behind each assessment. Once authenticated, each card is securely encapsulated in a premium tamper-evident holder, offering lasting protection and exceptional presentation. Whether you're protecting your collection or maximizing its market potential, MBA provides collectors with innovative authentication services backed by decades of industry expertise.

Payment and Collection

Upfront payment is required and can be made by cash, PayNow, or credit card (additional credit card fees may apply). Fees cover general cleaning, use of an approved semi-rigid holder, and to-and-fro insured shipping. Fees do not include any grading company upcharges or additional fees imposed by MBA, which will be invoiced separately where applicable. Payments made for grading services are non-refundable once the submission has been processed and entered into MBA's grading system.

If upfront payment is not possible, exceptions may be granted at the Company's reasonable discretion. In such cases, payment must be made via PayNow within seven (7) days of the invoice date. Where payment remains outstanding after seven (7) days, the Company will issue a written reminder. If payment remains outstanding for fourteen (14) days from the invoice date despite such reminder, the Company may, on giving a final seven (7) days' written notice, deem the submitted card(s) abandoned and handle them at the Company's discretion.

Card(s) must be collected within fourteen (14) days of receiving the pickup notification. Where card(s) are not collected within this timeframe, the Company will issue written reminders. If card(s) remain uncollected and the Customer has not acknowledged or responded to the Company's notifications for a period of six (6) months from the date of the original pickup notification, the card(s) shall be deemed abandoned, and the Company may handle them at its sole discretion. Exceptions may be granted on a case-by-case basis at the Company's reasonable discretion.

Insurance Coverage

Your card is insured in two stages, by two separate parties. Spearing arranges insurance on your behalf but is not the insurer at any stage.

1. Shipping to and from MBA — covered by the courier. We arrange insured shipping through our appointed courier (e.g. FedEx, DHL, etc.). Coverage and liability for any loss or damage during transit fall under the courier's policy and terms.

2. While with MBA — covered in accordance with MBA's applicable policies and terms once your submission has been received and logged into their grading system.

If something goes wrong, we will assist in raising claims with the courier or MBA on your behalf as a courtesy, but liability rests with the respective party under their own terms and conditions.

Service Disclaimer

Our pre-grading assessment provides a second opinion on a card's condition. It does not guarantee any specific grade. Certain preparation steps, such as deep cleaning or surface treatment, may affect grading results, and submission after such work is at the Customer's discretion. The Company is not responsible for the grading outcome or any decisions made by MBA.

If a card is found to be altered (for example, through colouring, waxing, polishing, trimming, or chemical treatment), MBA may return it ungraded, designate it as altered, or apply any designation in accordance with their grading standards, and grading fees may still apply. If the Company detects alterations before submission, the entire batch will be returned without processing.